When Should You Apply For A Mortgage?

You can get a pre-qualified mortgage loan or when you have a firm agreement with the seller to purchase a specific property. The pre-qualified mortgage is the best way to go, you`ll know just how much home you can afford before you start looking. And finally, at the latest, 60-90 days prior to the date you would like to move in. Lenders from across the country are waiting to compete for your business! So apply to First Choice Finance today and speak to one of our mortgage professionals will contact you directly to give you their best home mortgage loan quote offer! Stop searching from bank to bank in search of the product that fits your needs or credit situation! We can help you obtain your dream home! Enquire online and we will search for the best mortgage from our panel of lenders

Find out if now is the right time to remortgage to refinance! You may be able to reduce your monthly payments or reduce the life of your loan...by getting a lower interest rate or a new mortgage loan term. You may also be able to save even more if you use your refinancing to pay off credit card debt or other installment-type loans. That`s because interest on your mortgage is often lower than other loans. Some key reasons to consider refinancing:

- Get a lower-rate mortgage.
- Convert an adjustable rate mortgage to a fixed rate mortgage.
- Consolidate a first and second mortgage into one lower rate mortgage.
- Get cash for family needs and expenses.
The advantages we offer you for your refinancing needs are:

- Low Rates
- Easy Online Application
- All Types of Mortgage Programs
- Guidance & Advice from an experienced Mortgage Professional

Ready to refinance your current mortgage? Apply online to be pre-approved for the mortgage you want.

Find out if now is the right time for you to refinance your current mortgage to lower your monthly payments, pay your mortgage off faster, take cash out, or combine a first and second mortgage.

Mortgages & Remortgages 8.4% APRC. Representative Example: Borrow £120,000 over 25 years at 5.99%, £778.86 pcm fixed for 3 years at 60% LTV. Then at 8.75%, £974.86 pcm, variable for 22 years. Total payable £286,416. Total cost of credit £166,416 (including: £985 broker fee, £999 lender fee & £164,432 interest)

Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home. We Advice Upon & Arrange Mortgages & Loans. We Are Not A Lender.

First Choice Finance is a trading style of First Choice Funding Limited of 54, Wybersley Road, High Lane, Stockport, SK6 8HB. Copyright protected.