Remortgages

For Over 30 Years First Choice Finance clients have been obtaining competitive remortgages from an extensive selection of remortgage lenders, for virtually any purpose and to suit a whole range of different circumstances. When you choose to remortgage with First Choice you will be given confidential, no obligation advice by our UK based mortgage team from the start. They will be there for you and simplify your remortgaging process - from discussing your remortgage requirements, to giving you a free confidential quotation and then swiftly getting your remortgage funds released. Through our simple streamlined remortgage process our customers have already successfully taken out tens of thousands of mortgages - covering a huge range of requirements.

We know what a major decision it is to choose whether to go for a remortgage or not, so we will provide you with free no obligation quotations to enable you to decide whether you want to go ahead in your own time. To get the figures that are available for you simply call our adviser team for free on 0800 298 3000 (mobile or landline), or dial 0333 003 1505 (mobile friendly) or fill in our short straightforward no credit check on line enquiry form and we will call you. All the remortgages we arrange can be completed by telephone, post and email to avoid any disruption to your work or social life.

Common Reasons To Remortgage

• Lower Payments Or Rate

Many mortgages start at a lower rate at the outset of the mortgage - and then go up in price. First Choice Finance are happy to give you free remortgage quotes and will try to find a lower interest rate than on your current mortgage to get your payments down, easing your cashflow and giving you more in your pocket each month.

• Borrowing Additional Money

A remortgage can be used to release capital from the equity in your home and give you a cash injection, money obtained from remortgaging your home can be used for almost any purpose; such as - new car, home improvements, caravan, conservatory, holiday, special occasion or any other purpose you can think of.

• Debt Consolidation Via Remortgage

A debt consolidation remortgage can be used to reduce your monthly outgoings and simplify your finances, by consolidating your debts into your mortgage you will have one monthly repayment. A debt consolidation remortgage can help you consolidate any personal loans, credit cards, payday loans, store cards or any other debts you may have.

Finding You The Best Remortgages

Our mortgage advisers will compare remortgage deals from a large selection of lenders, including many of the high street banks to find the best remortgage plan from our panel that is suitable to your unique circumstances, all remortgage quotes are free so why not complete our short enquiry form or give us a call to see how our lenders remortgage panel compares.

Bad Credit Remortgages

If you have been unlucky enough to get mortgage arrears, CCJ`s, defaults or missed payments on existing credit you may find it difficult finding a remortgage. But it is by no means impossible, First Choice Finance could help as we have a selection of specialist mortgage lenders with specialist remortgage plans designed to help people with a poor credit rating, so please don`t hesitate in contacting us and speaking to a qualified mortgage adviser who will tell you if we can help and guide you through the remortgaging process.

Cheapest Mortgage Loan

If you have a good or even a fair credit rating then we could help you find a low cost mortgage loan, at some of the best interest rates available, with many of the high street banks on our panel we compare them and some lenders we have who are not on the high street, to find the one offering the cheapest mortgage rates that you qualify for which are suitable for you, all quotes are free and you are under no obligation to proceed, so why not see if we can beat the price on your current mortgage provider, enquire on line or call 0800 298 3000 (freephone), 0333 0031505 (mobile friendly).