Remortgage Rates

Remortgage Rates

As a leading UK mortgage broker we search the market to find excellent mortgage rates from our extensive panel of lenders, giving access to some outstanding low rates.

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Highest Loan To Value Purchase Mortgages And Remortgages - Low Rate Loans From £5,000 To £150,000 - Release Your Equity With An Equity Release Plan
Looking for a low rate remortgage, let First Choice take a look and search our panel and find a remortgage plan that best suits your individual needs and circumstances.

In home refinancing, one size does not fit all! At First Choice Finance, we take the time to understand your true financing needs and work with you to find the remortgage that works best for you. We’ll do what it takes to make YOU a satisfied customer.

The experienced professionals at First Choce Mortgage take pride in high quality service and personal relationships with our customers. Make smarter choices, First Choice Finance to help offering mortgage plans with excellent remortgage rates.

Video transcript

When you look into remortgaging your property, you want the best remortgage rates possible and the best way to find can be through an established remortgage broker like First Choice Finance.

The chances are if you own a house, you will look into remortgaging at some point. For many, this will occur when they`re coming towards the end of their deal and want to avoid being put onto their current lender`s standard variable rate, which will probably cost them more.

Others will look at remortgage rates mid-term if they think they can reduce their monthly repayments. However, while you may find cheaper payments, you may need to pay a break fee to your current lender which could cancel out any savings you would otherwise make.

Alternatively, remortgaging can be used to release equity from your property so that you can use the cash to pay for something else, be it a big one off item, a large bill or as part of a debt consolidation strategy, to reduce your outgoings and stresses! If you plan on using your property`s equity like this, just consider that you may pay more interest over the life of the loan.

There are many remortgage rates out there, but if you only go to one individual lender, you`ll be limited to their in house selection of home loans, while a comparison site may not provide you with the level of support you need and is unlikely to have any access to broker only lender deals and will not usually have in house advisers.

You`ll only get these from a broker like First Choice Finance as we have access to the whole of the market to help you find the most suitable deal for you. Our remortgage advice team will do the searching and provide you with a no-obligation personal quotation giving you all the facts and figures to enable you to make an informed decision.

Discover about how First Choice can help you on your mission in getting the best remortgage rates by getting in touch via or by calling us on 0333 003 1505 from a mobile or 0800 298 3000 from a landline.

Homeowner Secured Loans
9.8% APRC. Representative example: Borrow £50,000 over 180 months. 60 months at 8.1%, £497.83 pcm fixed at 60% LTV. Then 120 months at 10.1%, £539.89 pcm variable. Total payable £94,656.60. Total cost of credit £44,656.60 (including: £795 lender fee, £985 broker fee & £42,876.60 interest). First Choice are tied to certain loan providers.

Mortgages & Remortgages
8.4% APRC.
Representative Example: Borrow £120,000 over 25 years at 5.99%, £778.86 pcm fixed for 3 years at 60% LTV. Then at 8.75%, £974.86 pcm, variable for 22 years. Total payable £286,416. Total cost of credit £166,416 (including: £985 broker fee, £999 lender fee & £164,432 interest)

Unsecured Personal Loans
First Choice are tied to certain unsecured lenders.

Security is required on immovable property.

Late repayment can cause you serious money problems. For help, go to

Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home. We Advice Upon & Arrange Mortgages & Loans. We Are Not A Lender.

First Choice Finance is a trading style of First Choice Funding Limited of 54, Wybersley Road, High Lane, Stockport, SK6 8HB. Copyright protected.