Now a good time to look at mortgages

Now a good time to look at mortgages

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Highest Loan To Value Purchase Mortgages And Remortgages - Low Rate Loans From £5,000 To £150,000 - Release Your Equity With An Equity Release Plan

Video transcript

Mortgage lending has hit a five-year high, so if you`re considering property purchase or even a remortgage, now maybe a great time to get in touch with an established mortgage broker like First Choice Finance to discuss home loans.

The Council of Mortgage Lenders (CML) has estimated that gross mortgage lending hit £17.6 billion in October – nine per cent up from September and a massive 37 per cent higher than the same month in 2012.

Government housing schemes like Help to Buy have undoubtedly helped that figure, as well as the general, albeit slow, recovery of the economy, but experts have warned that there needs to be an upturn in the amount of housing stock available otherwise potential purchasers could be priced out of the market, despite the incentives on offer.

First Choice Finance have a selection of mortgage lenders on their panel and will give you advice on which one matches your goals and all of our quotes are free. When you want a home loan contact us though firstchoicefinance.co.uk or by calling 0800 298 3000 or 0333 003 1505.

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Homeowner Secured Loans
9.8% APRC. Representative example: Borrow £50,000 over 180 months. 60 months at 8.1%, £497.83 pcm fixed at 60% LTV. Then 120 months at 10.1%, £539.89 pcm variable. Total payable £94,656.60. Total cost of credit £44,656.60 (including: £795 lender fee, £985 broker fee & £42,876.60 interest). First Choice are tied to certain loan providers.

Mortgages & Remortgages
8.4% APRC.
Representative Example: Borrow £120,000 over 25 years at 5.99%, £778.86 pcm fixed for 3 years at 60% LTV. Then at 8.75%, £974.86 pcm, variable for 22 years. Total payable £286,416. Total cost of credit £166,416 (including: £985 broker fee, £999 lender fee & £164,432 interest)


Unsecured Personal Loans
REPRESENTATIVE 49.9% APR (VARIABLE)
First Choice are tied to certain unsecured lenders.


THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Security is required on immovable property.



Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home. We Advice Upon & Arrange Mortgages & Loans. We Are Not A Lender.

First Choice Finance is a trading style of First Choice Funding Limited of 54, Wybersley Road, High Lane, Stockport, SK6 8HB. Copyright protected.

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