Need A Loan

Here at First Choice Finance we search to find the best loan plan to meet your needs and requirements, whether you are looking for short term finance or a long term loan we could help you raise money for almost any purpose. For more information simply complete the short online enquiry form or call and speak to one of our loan experts who will be happy to answer any question you may have

What type of loan do you need?

Here at First Choice Finance we give our clients access to a wide variety of loan type these include

• Homeowner Loans - ideal to raise larger amounts over a longer period of time home owner loans are often available to people in most circumstances, so even if you have a few negative marks on your credit file or been declined for a loan from the bank you could still be eligible
• Personal Loans - Personal loans are often available for both homeowners and tenants, but are often only available for smaller amounts, the maximum you can borrow on a personal loan is about £15,000. Personal loans are often more difficult to get if you have an adverse credit rating but First Choice Finance do have access to a selection of lenders who could help, personal loans are often taken out for shorter periods of time.Guarantor Loans - If you are having difficulty finding a loan, one option is a guarantor loan this is taken out by someone but are joint on the loan by guarantor who will take responsibility for the loan in the event of non payment.

First Choice Finance will look to find you the best loan for your individual circumstances.

Need A Loan With Bad Credit

As mentioned above here at First Choice Finance we have a selection of loan plans available for people who may find it difficult getting a loan, with no obligation help through the loan process our loan underwriters bring there knowledge and years of experience to find a loan that it suitable for your needs.

Loan Purpose

A loan from First Choice Finance can be used for almost purpose from home improvements, to debt consolidation. Whatever you need to raise money for we will work with you get approved and get the money into your bank account, all loan quotes are free and you are under no obligation to proceed.

Homeowner Secured Loans 9.8% APRC. Representative example: Borrow £50,000 over 180 months. 60 months at 8.1%, £497.83 pcm fixed at 60% LTV. Then 120 months at 10.1%, £539.89 pcm variable. Total payable £94,656.60. Total cost of credit £44,656.60 (including: £795 lender fee, £985 broker fee & £42,876.60 interest). First Choice are tied to certain loan providers.

Mortgages & Remortgages 8.4% APRC. Representative Example: Borrow £120,000 over 25 years at 5.99%, £778.86 pcm fixed for 3 years at 60% LTV. Then at 8.75%, £974.86 pcm, variable for 22 years. Total payable £286,416. Total cost of credit £166,416 (including: £985 broker fee, £999 lender fee & £164,432 interest)

Unsecured Personal Loans REPRESENTATIVE 49.9% APR (VARIABLE) First Choice are tied to certain unsecured lenders.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Security is required on immovable property.

Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home. We Advice Upon & Arrange Mortgages & Loans. We Are Not A Lender.

First Choice Finance is a trading style of First Choice Funding Limited of 54, Wybersley Road, High Lane, Stockport, SK6 8HB. Copyright protected.