Cladding On Your Home May Restrict Mortgage Options

Many people consider cladding your home, giving the outside of your home a different look and feel, but it is important to consider the cladding of a property carefully as this may affect your mortgage options and in some cases has been the cause of having a mortgage rejected.

Some cladding options have been proven to cause an increase fire risk, as a result many lenders may require increase checks before granting approval of a mortgage, with some lenders not offering any deals.

First Choice have a number of lenders who will consider properties with cladding, so even if you have been declined because of cladding by another lender, we may still be able to help. For more information or a no obligation free quote, please call us on 0800 2983000 or complete our simple online enquiry form.

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We can meet all of your mortgage needs because we have access to a huge panel of lenders which enables us to find you the the right low interest rate loan and mortgages as well as finance plans suitable for those of us with poor credit or may have had difficulty arranging credit.

We have plans for construction, investment properties, vacation homes, commercial properties and more.

We will find the loan that will fit your needs. Contact us for a quick consultation or fill out our short application to begin your search.

First Choice Finance offers a variety of mortgages and loans – right to buy, help to buy, shared ownership, right to acquire, purchase mortgages, remortgages, home equity, second, sub prime and many other types of finance products --

As well as homes with cladding First Choice finance also has mortgage and remortgage options for those of us with non standard constructed homes who may find it more difficult arranging a mortgage from the highstreet, get a free no obligation mortgage quote and qualified advice.

As your mortgage broker, we are in touch with multitudes of lenders every day. Which means that somewhere, there`s a loan for you, and we will find it. Unlike a bank who has limited loans to choose from, we have access to many different lenders and loan programs. We will not rest until we find the right loan for you.

Many borrowers today look to someone who understands home financing and can guide borrowers through the process step by step; an expert who knows your area, the homes, and the available lenders; someone who takes pride in turning dreams into reality!

Mortgages & Remortgages 8.4% APRC. Representative Example: Borrow £120,000 over 25 years at 5.99%, £778.86 pcm fixed for 3 years at 60% LTV. Then at 8.75%, £974.86 pcm, variable for 22 years. Total payable £286,416. Total cost of credit £166,416 (including: £985 broker fee, £999 lender fee & £164,432 interest)

Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home. We Advice Upon & Arrange Mortgages & Loans. We Are Not A Lender.

First Choice Finance is a trading style of First Choice Funding Limited of 54, Wybersley Road, High Lane, Stockport, SK6 8HB. Copyright protected.