Car Loans

Car Loans

Buy The Car That You Want, For The Best Price
Use A Secured Loan To Buy Your Ideal Car
Simple Application & Get A Fast Decision
Multiple Lenders & Many Circumstances Considered

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if you cannot borrow enough through, or have been refused, a personal car loan / car finance - then a secured homeowner loan may allow you to borrow the money you need to buy your latest car.
If you are looking to buy a new car with a secured homeowner loan First Choice Finance could help with your car loan before you start your vehicle search. So when you arrive on the car lot you have your cash in your hands giving you the upper hand in the negotiation.

First Choice Finance have a selection of loan providers for you that could be used to purchase any car. The model of car you choose will be down to you, big or small, new or used, a practical saloon or a super fast sports car, you decide.

Our Finance Specialists will compare loan plans from our extensive panel of secured loan lenders, to find the best car loan for your circumstances.

How Do Car Loans Work?

Once you have decided that you want to buy a new car, the next step is financing the purchase. If you want a personal unsecured loan you should try your bank or building society first. Failing that we can refer you to an associate company to look at other personal loan providers.

If you are looking at a secured loan to buy a car then First Choice could be the solution. You borrow the money through our lenders then use that to pay for the car. This may put you in a better bargaining position as your have the funds ready to buy the car. A car loan through us could afford you the luxury to choose whatever make, model or type you want. A secured loan provider won`t normally restrict you to certain deals on particular cars like a car dealership might. Call us on 0800 298 3000 (landline) or 0333 003 1505 (mobile) if you have any queries or fill in our 2 minute enquiry form at the top right of this page and our UK secured car loan consultants will be more than happy to help.

Cheap Car Loans

We have access to a selection of car loans from secured loan providers and the cost of your loan will depend on your credit rating, if you have a good credit rating you may receive a cheaper rate. We can also help people find car finance who may have found it difficult finding a loan in the past, unfortunately your APR may well be higher but you can be assured we will be looking for the cheapest car loans available for your individual circumstance from our selection of lenders. Call to speak to one of our loan specialists and see what APR you can secure on your car loan.

Compare Car Loans

As we have explained earlier, here at First Choice we want to get our customers the best deal, and that could come down to some of the best loans from our lenders. On occasion, you may have certain loan requirements that are more important that finding the cheapest loan. That is completely fine; we can help you find a lender to tailor a loan to your needs and provide you with other options so that you can compare multiple lenders for car loans that may available.

Homeowner Secured Loans
9.8% APRC. Representative example: Borrow £50,000 over 180 months. 60 months at 8.1%, £497.83 pcm fixed at 60% LTV. Then 120 months at 10.1%, £539.89 pcm variable. Total payable £94,656.60. Total cost of credit £44,656.60 (including: £795 lender fee, £985 broker fee & £42,876.60 interest)..

Late repayment can cause you serious money problems. For help, go to

Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home. We Advice Upon & Arrange Mortgages & Loans. We Are Not A Lender.

First Choice Finance is a trading style of First Choice Funding Limited of 54, Wybersley Road, High Lane, Stockport, SK6 8HB. Copyright protected.