Buy To Let Portfolio Mortgages / How Many Buy To Let Mortgages Can You Have

First Choice Finance are experts at providing mortgage products for buy to let investors with multiple properties, offering qualified mortgage advise we work with you to give you some of the best mortgage rates on the market.

With more and more people looking to build a property portfolio to increase annual income and fund retirement, it is essential to receive bespoke advice best suited to your individual needs. First Choice Finance is a mortgage broker specialising in the buy to let market. The market is complex and constantly changing. It is our job to stay on top of these changes to offer you the most competitive products at the highest level of convenience.

Why Use First Choice Buy To Let Mortgage Service?

• You will receive buy to let mortgage advice offering plans from multiple lenders. We are not tied to certain lenders. We work for you. You will be kept updated throughout the process. We will liaise with lenders, estate agents and solicitors on your behalf to save you the hassle. You do not pay us a fee unless the mortgage completes.
• Approachable, friendly staff. No pressure applied. We appreciate investing in property is a big decision that needs to be done correctly. Nobody wishes to be hounded by a salesman.
• We know your time is valuable and will aim to make the process as simple as possible for you.

Use our quick and simple enquiry form to contact us, or call us free phone 0800 298 3000">0800 298 3000. We will contact you the same day, with the latest deals.

Buy to Let Mortgages

We have access to a comprehensive range of mortgage providers. We will find the most suitable mortgage solution for you based on your individual circumstances. You may be looking for help in the following areas:

• Purchasing a property
• Remortgaging to a more competitive deal
• Raising capital to purchase another property
• Raising capital for another reason

Each client is different, whether they are purchasing their first investment property or are an experienced landlord. Either way, we can help.

The Mortgage Process:

We have a chat. We establish your needs and objectives by way of a factfind. This will give you a chance to ask any questions you may have.

We complete some research for you to find the most suitable products. Remember, there are many lenders out there so we need to work out which one is the most suitable for you.

We will provide you with an illustration showing all of the details and costs of the product recommended. If for any reason, you wish for us to make any changes, we will do this for you.

If, and when you are ready to do so, we will apply to the lender for an agreement in principle. This involves a credit check so we will only do this if you instruct us to do so.

The next step is to submit a full mortgage application to the lender once we have seen your supporting documents and are happy we are giving ‘best advice’.

We will send your documents to the lender who we will continue to communicate with plus any other parties involved, including estate agents and solicitors.

We will do all of the above and promise not to charge you a penny if the mortgage doesn`t complete, for whatever reason.

Mortgages & Remortgages 8.4% APRC. Representative Example: Borrow £120,000 over 25 years at 5.99%, £778.86 pcm fixed for 3 years at 60% LTV. Then at 8.75%, £974.86 pcm, variable for 22 years. Total payable £286,416. Total cost of credit £166,416 (including: £985 broker fee, £999 lender fee & £164,432 interest)

Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home. We Advice Upon & Arrange Mortgages & Loans. We Are Not A Lender.

First Choice Finance is a trading style of First Choice Funding Limited of 54, Wybersley Road, High Lane, Stockport, SK6 8HB. Copyright protected.