When you enquire online or call to discuss a mortgage through First Choice Finance, you will receive no obligation mortgage help and a qualified mortgage adviser will compare mortgages for the best mortgage plans from our panel of lenders, with mortgage plans to suit most circumstances we search to offer you a plan that suits your needs. Our methods of helping you move home, buy your first home or remortgage your current home by comparing the mortgages that match your needs then providing you a free no obligation illustration are tried and tested. As a broker we can access multiple lenders all at once to give you options. Call our on house mortgage adviser team on 0800 298 3000 from a landline or 0333 0031505 from your mobile to get the ball rolling or enquire on line via the form at the top right of the page and we will call you

With over 25 years experience of helping people arrange mortgages and remortgages First Choice Finance is a leading UK Mortgage Broker with a large number of lenders on our panel, we search for mortgage deals from many high street as well as specialist mortgage lenders offering mortgage plans for people with good fair and bad credit history. Our time in the market has also taught us who will help the slightly more complex cases such as contractor mortgages for people who are self employed and work as contractors or sub-contractors. At the end of the day many products are out there for the self employed, even those who have been unfortunate enough to incur some bad credit could still get a mortgage solution for them by using a broker to help them to compare mortgages

What Are The Benefits Of Using A Mortgage Broker?

When people are looking for a mortgage many people go straight to a lender on the high street, this may work out fine but when you do this you will often only be offered mortgages from there own lender, so you will be choosing the mortgage at your own risk whereas with a mortgage adviser you will be given advice and a mortgage from the advisers range of lenders will be recommend to you. Here at First Choice Finance you will receive advice from a mortgage adviser with sound knowledge of a large part of the mortgage market and who has access to the very latest and up to date plans from a selection of lenders. Our service does not end at finding your mortgage or remortgage, throughout the home loan journey our staff will provide help and support to guide you through what inevitably can be stressful time, so as to minimize your worries and keep the process as smooth as possible. By sticking at your side and processing the mortgage application from start to finish you will not feel you are having to deal with everything yourself.

Nobody should feel pressured into taking out any form of finance, it is your decision and you should only proceed when you have thought it through and made a personal commitment to proceed with your mortgage plans. Then when and only when you are ready to get some figures together to buy a home, move or remortgage then for a no obligation free quote please feel free to call us on 0800 298 3000, 0333 003 1505 or complete our short straightforwardon line enquiry form and we will aim to help you compare our mortgages and guide you through the whole mortgage or remortgage process

How to find some of the best remortgage plans

Video transcript

Remortgaging your home can save you lots of money and give you plenty of peace of mind too, so if you`re looking for a new deal, you`ll want the best remortgage that`s available to you.

When you`re a homeowner, you`ll need to remortgage once your existing deal runs out – even if its with the same lender! Otherwise you`ll end up on your existing lenders` standard rate, which is generally more expensive than many of the deals you could get if you look at the alternatives.

You don`t have to wait until your current deal expires to look around, as you can search for the best remortgage at any point with First Choice Finance, the key is to be ready in advance of your current deal ending and talking to our advisers will put you in pole position.

When remortgaging, aim to end up with a deal that has a lower interest rate, so that your monthly repayments are lower.

You may choose a fixed-rate remortgage too if you are worried about rates going up, with the Bank of England base rate having sat at the record low of 0.5 per cent since 2009.

Don`t worry, First Choice give advice and recommend a mortgage that meets your needs through asking some very relevant questions.

Best Fixed Remortgages mean that your repayments will stay at the same level for the duration of the deal, so you can plan your outgoings with the peace of mind that comes from knowing that the amount you pay on your mortgage won`t go up for a few years.

Although best variable rate remortgages may be cheaper and ease your cashflow for now, if you don`t mind the risk of payments going up or down.

You can use the money gained from a remortgage improve your cashflow and enable you to reorganise your finances and pay off other loans, including car finance and credit cards without having to borrow more.

Alternatively a debt consolidation remortgage may give you the chance to raise some additional funds to clear other credit and make a fresh start. Bear in mind you may pay back more interest if you choose this route.

Let First Choice Finance find the best remortgage for you get in touch online at firstchoicefinance.co.uk or call us for free from a landline on 0800 298 3000 or call our mobile friendly number 0333 003 1505.

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