12 Month Loans

Are you looking for short term finance? Here at First Choice Finance we can give you access to loan plans from 1 year (12 month) up to 5 years for smaller loan amounts, so if you are looking for a loan for 12 months please give us a call and we will try and help

12 month loans usually allow you to borrow up a maximum of up to £10,000, money raised using a personal loan can be spent how you like, within reason of course, so if you are looking for finance for a break away, newer car, special occasion or any other purpose a loan via First Choice Finance could help you borrow the money. A disadvantage of a shorter term 12 month loan is you may find you are charged a higher apr than if you borrowed the money over a longer term but you will be keeping the relative interest to a minimum. Please feel free to contact us to discuss the different loan amounts and terms and find what your monthly loan repayments will be and the total amount repayable, you can also visit our online loan calculator to try different loan amounts, loan terms and interest rates to see how your repayments change.

If you are looking to raise larger amounts then one year loan terms are usually not available through our lenders, our home owner loan providers and personal loan lenders usually start at a 3 year loan term for amounts of £5,000 and above.

Unsecured Personal Loans REPRESENTATIVE 49.9% APR (VARIABLE) First Choice are tied to certain unsecured lenders.

Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home. We Advice Upon & Arrange Mortgages & Loans. We Are Not A Lender.

First Choice Finance is a trading style of First Choice Funding Limited of 54, Wybersley Road, High Lane, Stockport, SK6 8HB. Copyright protected.