First Choice Finance - Mortgage Broker First Choice FinanceCompare Home Owner Loans
First Choice Finance - Mortgage BrokerCompare Home Owner Loans



 



Differences Between Guarantor and Personal Loans

First Choice Finance helping you understand the different borrowing options, compare the pros and cons of guarantor loans and personal loans...


What Affects My Credit Rating?

Understanding your credit rating and what affects it as well as ways to improve your credit score, get help arranging finance even with an adverse credit rating...


Equity Release To Settle Interest Only Mortgages

Is your interest only mortgage coming to an end, get help and guidance with the options available to you including equity release...


Do I Need A Deposit To Buy My Council House

Understanding right to buy and purchasing your council, get your questions answered with First Choice and no obligation right to buy mortgage advice...


A Guide To Stamp Duty For Purchase Mortgages

Looking at buying a property, understand all the costs involved in the purchase of a house, here is our guide to Stamp Duty for prospective UK home owners...


Buy To Let Mortgage Interest Relief Changes To 2020

Keep up to date with changes in Buy To Let regulations and tax changes that may affect your buy to let property, with upcomming changes in tax relief for owners of BTL houses...


Mortgage Market 2018 Outlook

Ensure you are up to date with changes in the mortgage market, see how interest changes change and lender criteria for the different mortgage plans on offer...


Lingering credit card debt an issue for million

Millions of people across the UK are facing credit card debts that they have had for years.

This is the conclusion of new research from a well known comparison si...


Homeowner aspiration still strong across the UK

Owning your own home remains one of the key aspirations of people across the UK, new research from the Council of Mortgage Lenders has revealed.

According to the body, 7...


Annual growth in August for UK mortgage sector

A spike in mortgage loan lending was witnessed across the UK in August this year.

Figures from the Council of Mortgage Lenders revealed an 11 per cent annual upturn in b...


Lingering credit card debt an issue for million

Millions of people across the UK are facing credit card debts that they have had for years.

This is the conclusion of new research from a well known comparison si...


Brexit vote prompts surge in remortgage market

The UK has been in the grip of Brexit fever in recent months, as the outcome of the EU referendum in June was far from expected.

Now, with the UK in the midst of plannin...


Debt problems an issue for those on flexible incomes

A growing number of people across the UK are facing debt problems as a result of uncertain incomes.

This is the conclusion of new research from the Debt Advisory Centre....


Cost of moving home continues to rise

New data has highlighted the average cost of moving home in the UK has risen by almost ten per cent in the last year.

Figures published by Lloyds Bank show there there h...


Retirees use equity release to help family

A growing number of people heading into retirement or already retired are making use of the equity in their home to help support younger generations.

Research published ...


18m Brits received default notices last year

New research has shown a significant proportion of people across the UK were served with a default notice during the last year (2015 to 2016)

Figures compiled by the Deb...


CML reveals lower mortgage outlook

The latest Market Commentary update from the Council of Mortgage Lenders has revealed the potential for a less favourable outlook in the UK mortgage sector in the months ahead.<...


Home mover mortgages reach nine year high

The number of people that are moving home in 2016 has reached its highest level in the last nine years.

New figures published as part of the latest Lloyds Bank home move...


Major debt worries for 6.5m Brits

New research published by the Debt Advisory Centre has highlighted the crippling impact of debt on many households across the UK.

Research carried out by the organisatio...


CML responds to historic low interest rates

The Council of Mortgage Lenders has issued a response to the recent decision of the Bank of England`s Monetary Policy Committee to reduce the UK`s base rate of interest to a new...


Brexit fears do not affect homeowner demand

New research commissioned by the Council of Mortgage Lenders has highlighted the perhaps surprising fact that the vote by the UK public to leave the EU has had little impact on ...


UK housing deficit grows to 1.2 million

New data released by Yorkshire Building Society has highlighted the ongoing shortfall in housing provision that continues to impact communities across the UK.

Overall, t...


Rapid rise in UK house purchase lending continues

Ongoing inflation in the volume and value of house purchase loans continues to be witnessed across the UK as we move towards Q3.

New data published in the latest update ...


Property price growth eased in Q2

The annual increase in UK property values that has been a strong feature of the nation's housing sector in recent months eased slightly during the second quarter of 2016.


Decade of debt for some borrowers

New research has highlighted the perhaps worrying number of UK borrowers that have spent more than the last ten years in a position of having debt.

Figures published by ...


Gross mortgage lending breaches £18bn in May

The value of gross mortgage lending in the UK exceeded the £18 billion mark in May this year, new figures published by the Council of Mortgage Lenders have revealed.

...


Annual house price growth unchanged in latest data

New rolling quarterly data, published as part of the latest Halifax House Prices report, has highlighted ongoing strong levels of growth in the UK property market.

An un...


UK home building achieves seven year high

New figures released by the Department for Communities and Local Government have highlighted a considerable upturn in UK housing new builds being completed in recent months.

...


Second charge mortgage repossessions down by half

New data released by the Finance and Leasing Association, also known as the FLA, has highlighted a considerable reduction in the volume of second-charge mortgage repossessions a...


ACCA calls for debt education for next generations

The Association of Chartered Certified Accountants believes more now needs to be done to educate the next generation on the effective management of debt.

Members of the ...


House price growth eases in April 2016

UK house price growth continues to be witnessed at breakneck speed, but it eased slightly in April, according to the latest publication of the Halifax House Price Index.



Responsible lending achieved in UK mortgage sector

A new report from the Financial Conduct Authority has highlighted the ongoing commitment to responsible lending practices that is being taken by the UK's mortgage providers....


Remortgage activity fell in February

New figures published by the Council of Mortgage Lenders have shown a monthly reduction in UK remortgage activity was witnessed in February 2016.

According to the CML...


Gross mortgage lending tops 25 billion

New data published by the Council of Mortgage Lenders has highlighted a significant upturn in gross mortgage lending across the UK in March this year.

Rising to £2...


Availability of secured credit largely static in Q1

The latest quarterly Credit Conditions Survey for the first three months of 2016 has been published by the Bank of England.

In it, the bank revealed that the availabilit...


Savings shortfall for quarter of adults

Up to a quarter of all UK adults could be missing out on an important boost to their savings, new research from Santander has shown.

According to a new survey of 2,000 U...


Affordability gap widest in 8 years

The difference in average house prices and typical earnings across the UK has now widened to its largest point in the last eight years.

Research published by Lloyds Bank...


CML issues negative response to Basel reforms

The Council of Mortgage Lenders, perhaps better known as the CML, has issued its response to new changes by international banking regulators to the rules for assessing credit ri...


Battle of the sexes Women and money management

New research claims to have finally answered the question, who is better at managing their finances? Men or women?

Well, according to a new poll of more than 31,000 adul...


Brits highlight biggest financial blunders

New research from specialist insurer Partnership has revealed the most common financial mistakes and regrets that Britons have made.

According to the company`s poll of 2...


First-time buyers better off than renting

For many years the question has been raised as to whether it is more affordable for people to take the leap of faith and make their first purchase on the UK property ladder, or ...


Number of home movers static in 2015

The number of home movers across the UK has seen little change during the last full year (2015 at the time of reporting)

This is the conclusion of new data published by ...


Borrowers remain positive on debt outlook

More than eight out of ten Brits with ongoing debts remain positive that they will face little problem in servicing their borrowings in the coming months.

This is the vi...


Housing sector confidence remains strong

Confidence within the UK housing sector remains high, with the latest quarterly Halifax Housing Market Confidence Tracker showing strong results in the first three months of 201...


Appetites growing for UK personal loans

A new report from the Bank of England has highlighted a growing appetite for unsecured borrowing and personal loans among UK consumers during recent months.

The bank'...


Older owners underestimating property wealth

A significant proportion of older property owners across the UK could be underestimating the true value of their home.

New research from the Equity Release Council, also...


Annual upshift for mortgages borrowing late 2015

House purchase lending demonstrated a considerable uptick in performance in November 2015, with an annual rise of almost one fifth.

Data published by the Council of Mort...


TUC highlights record levels of household debt

New figures released by the Trades Union Congress, or TUC, have highlighted the record level of household debt that continues to blight the financial wellbeing of people across ...


Consultation launched into BoE housing powers

A public consultation has been launched by the Treasury that will seek the views of members of the public regarding the implementation of new powers for the Bank of England.

...


Barriers falling for UK home buyers

Barriers to UK homeownership are falling all the time - this is the conclusion of the latest Property Tracker update from the Building Societies` Association, also known as the ...


Positive news for secured loan borrowers

People planning to take out a secured loan against the value of their property may be pleased to learn that the latest rolling quarterly data continues to highlight an upturn in...


Most popular plans for equity release

Equity release has become an increasingly popular means by which many homeowners are able to fund a more enjoyable retirement, and new research has now highlighted some of the t...


Significant boost to London property market

Recent data published by the Council of Mortgage Lenders has revealed a concerted increase in the number of first time buyers and home movers in London.

Figures for the ...


Autumn Statement delivers boost to future homebuyers

A raft of measures surrounding future home ownership in the UK have been announced by chancellor George Osborne in his latest Autumn Spending Review. Outlining plans to create t...


Mortgage arrears down and advances rise in Q3

New data has revealed some positive results for the UK mortgage sector in the latter part of the year, with reports from the Council of Mortgage Lenders highlighting both a down...


Mortgage Credit Directive to impact secured loans

Consumers and brokers alike need to be prepared for the changes surrounding secured loans that are to be introduced as part of the new European Mortgage Credit Directive.

<...


Definitions debt settlement and deb consolidation

If you`re looking to get on top of your finances in the new year, debt settlement or consolidation could help you get on an even keel.

With the festive season come lots ...


Children relying on Bank of Mum and Dad, even on property ladder

Buyers looking to get on the second step of the property ladder are turning to their parents, according to new research in late 2015.

It`s not just first-time buyers tha...


Brits have mortgage debt worth 4.5 times income

More than one million homeowners have mortgages worth four-and-a-half times more than their income, according to new figures but rules brought in in 2014 may reduce this for fut...


Home owners optimistic about house prices

It seems that despite the majority of people believing an interest rate rise is on the horizon, most of us are confident that house prices will continue to go up.

That`s...

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Security is required on immovable property.



Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home. We Advice Upon & Arrange Mortgages & Loans. We Are Not A Lender.

First Choice Finance is a trading style of First Choice Funding Limited of 54, Wybersley Road, High Lane, Stockport, SK6 8HB. Copyright protected.




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Credit card lending shoots up