First Choice Finance

You Can`t Beat Experience: For 30 Years Our Customers Have Been Taking Out Their Ideal Mortgage Or Loan.

  • Remortgaging
  • First Time Buyers
  • Home Movers
  • Buy To Let
  • Right To Buy
Find Mortgage
Homeowner Loans
  • 100`s Of Plans
  • 36 - 240 Months
  • £500 - £250,000
  • Fast Approval
  • No Obligation
Get Loan
Equity Release Mortgages
  • Retain Ownership
  • Money Is Tax Free
  • For Ages Of 55 - 90
  • No Negative Equity
  • £10,000 - £500,000
Equity Release

Your privacy is important to us. By sending this you agree that only First Choice Finance may use these details to contact you. Any data we hold for you will be handled in accordance with our PRIVACY NOTICE.

This website uses cookies. Find out more
Equity Release

Equity Release Plans

Wide choice of solutions to release your equity. Find out how much you can release.
Mortgage Finder

Mortgage Finder

We compare mortgage rates, enquire online and speak to a qualified mortgage adviser.


Let us search our panel of lenders and help you through the remortgaging process.
Buy To Let Mortgage

Buy To Let

Purchase or Remortgage? Wide range of products so you can pick one that's right for you.
Guarantor Loans

Guarantor Loans

Need a little help getting approved for a loan, get help with a guarantor loan via First Choice.
Mortgage Advice

Mortgage Advice

Expert mortgage help from courteous & experienced advisers. Why delay? - start today.
Low Cost Loans

Low Cost Loans

Looking for a low rate loan? No obligation Free quotes & a wide choice from our panel of lenders.
Self Employed Loans

Self Employed Loans

Loan plans available even for the short term self employed. All circumstances considered.
Mortgage Calculator

Mortgage Calculator

Free & easy to use calculator to help budget for your new mortgage or remortgage.
Bad Credit Loans

Bad Credit Loans

Worried about your credit rating? We have loans to help people with an impaired credit profile.
Debt Consolidation Loans

Debt Consolidation Loans

Reduce your monthly outgoings, consolidate your existing loans into one monthly payment.
Transfer of Equity

Transfer of Equity

Going through a separation or divorce then get help with your transfer of equity for your property.

Highest Loan To Value Purchase Mortgages And Remortgages - Low Rate Loans From £5,000 To £150,000 - Release Your Equity With An Equity Release Plan

First Choice Finance is a UK based and owned business which has been arranging mortgages, remortgages and loans for consumers from across Great Britain for over 30 years. Loans and Mortgage Broker Choose an established, seasoned veteran of the mortgage and loan sectors to enable you to obtain the funds you require, when you want them, over an affordable loan term and for the purpose you wish. We are experienced in arranging loans and mortgages for people with many different circumstances and provide free no obligation quotations so our customers can see the facts and figures before you decide to go ahead . All loans and mortgages are subject to status.

Not all loan and mortgage companies are the same - through an extensive panel of lending solutions and our vast experience First Choice Finance can help you take out the mortgage, equity release plan or loan that you would like and are committed to enabling you to receive the funds you require swiftly. We directly employ our own UK based team of loan and mortgage advisers together with processing staff - to give you experienced help & support, whilst getting your mortgage or any purpose loan in place.

For our mortgages, equity release plans and second mortgages we have a wide panel of lenders which gives you a good selection of mortgage solutions to choose from. In terms of arranging loans, we are tied to a number of different loan providers either directly or through our associate companies. This enables our clients to consider guarantor loan, personal loan or secured loan options. As the customer the final choice is always yours , so we will endeavour to provide you with a free no obligation quotation where we can help, for you to then be able choose to go ahead or not in your own time.

Whether your money is for home improvements, debt consolidation, a better rate, an important purchase, a special occasion or holiday, in fact for virtually any purpose you can think of, we will almost certainly have come across your scenario before and will be focused in our efforts to get your money sorted, smoothly and swiftly.

What About Customers With Adverse Credit?

Equity Release Help

Many of us over time will have occasions when our credit history goes through a dip, often through unforeseen circumstances beyond our control. Especially with the fairly recent tumultuous financial issues across the world, hundreds of thousands of UK consumers are still feeling the after effects in their pockets. First Choice Finance was founded in 1988 and we have always endeavored to help our customers find the finance they want when they need it, whether their credit profile has been good, fair or challenged. The customers who we help get on top of cashflow problems and those whom we help to pay off arrears and begin to repair their credit history are just as important as our customers who are fortunate enough to have clean credit profiles. Perhaps you are looking to take out large home extension loan or to buy second property through a buy to let mortgage - we can help with these too.

What Happens Next?

When you enquire to us we combine our vast experience with our technology through which we can access many of our lenders within the mortgage and loan market smoothly and efficiently. We then focus on getting you the right loan or mortgage tailored to your specific requirements. All we ask is for you to give us just 24 - 48 hours to see what our lenders can offer, then you tell us what happens next.

Whatever your circumstances; whether you are employed or self-employed, retired or recently started work, have a great credit record or have county court judgements (CCJ`s), maybe you have incurred defaults or perhaps you have been told you have a bad credit rating and been declined elsewhere, we could still help you borrow from as little as £500 to £750,000

Mortgage, Loan & Equity Release Videos

First Choice Finance brings you a selection of high quality, modern video guides to explain loans, mortgages, remortgages, homeowner loans and lifetime mortgages, alongside information on debt consolidation. With new videos added regularly First Choice Finance take pride in keeping our clients and potential customers well informed whilst giving proper mortgage advice and finding loan solutions. Modern technology just keeps getting better and better, allowing you to research market places, products and services in new ways utilising multimedia and devices such as tablets and smart phones. Our loan and mortgage videos have been formatted to work on just about every device we could think of, so have a browse through our videos and find out more about remortgaging or taking out a homeowner loan in an interesting and informative way. All finance quotes are free and without obligation, so please contact us by telephone or on line if you have any questions or want to discuss the different mortgage & loan options we are able to arrange for you.

Security is required on immovable property.

Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home. We Advice Upon & Arrange Mortgages & Loans. We Are Not A Lender.

First Choice Finance is a trading style of First Choice Funding Limited of The Old Courtyard, 103 Buxton Road, High Lane, Stockport, Cheshire. SK6 8DX. Copyright protected.

  Best Deals & Latest News

Debt Consolidation Remortgages & Loans

Release Equity Via A Remortgage or Loan

Mortgage & Remortgage LTV Calculator

Reasons Why Mortgages May Be Rejected

Remortgage With Bad Credit

Bad Credit Mortgage Companies

Let an First Choice Finance mortgage adviser search to find a mortgage even if you have been rejected finance in the past First Choice Finance have a range of mortgage lenders with specialist bad credit mortgage lenders.

Autumn Statement delivers boost to future homebuyers