Self Employed Mortgage Lenders

If you run your own business or a self employed contractor you may find it more difficult finding a mortgage lender willing to approve a mortgage, here at First Choice Finance we help you through the remortgaging process by searching our panel of self employed mortgage lenders, many of whom have a selection of different mortgage plans to choose from.

With First Choice Finance the process for arranging a new mortgage or remortgage is very similar to that of someone in full time employments, firstly complete our simple online enquiry form, this will then be passed to a qualified mortgage adviser who has expert knowledge of the different mortgage lenders and the specialised plans they have to offer people who are self employed. Our mortgage adviser will call you to find out more information, answer any questions you may have and talk about your mortgage preferences (fixed rate, offset, tracker), he will then go away and find the best mortgage plan suitable to your needs. Once you and your dedicated mortgage adviser have found a suitable mortgage, the mortgage will be process, your mortgage adviser will deal with the lenders on your behalf and make the whole process as easy as possible.

Contractor Mortgages

If you are a contractor you may find the similar difficulties finding a mortgage than those who are self employed, if you are a regular contractor, we can help you structure your mortgage application and search to find the best plan from our panel of mortgage lenders

Commercial Mortgage Lenders

If you own or operate your own business then First Choice Finance could help you raise cash by remortgaging your business property, First Choice Finance can also help you in your search for financing the purchase of a commercial building.

Commercial Mortgages are often provided by specialist lenders, and have different criteria to residential mortgage deals, if you are looking to buy a commercial property they often split in to two categories with full commercial properties (factory, shop, pub, warehouses, industrial units) if you are a business mortgage that also has a accommodation then you may be able to have a semi commercial mortgage (Farm, Pub with accommodation, bed and breakfast, shop with accommodation)

Mortgages & Remortgages 8.4% APRC. Representative Example: Borrow £120,000 over 25 years at 5.99%, £778.86 pcm fixed for 3 years at 60% LTV. Then at 8.75%, £974.86 pcm, variable for 22 years. Total payable £286,416. Total cost of credit £166,416 (including: £985 broker fee, £999 lender fee & £164,432 interest)

Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home. We Advice Upon & Arrange Mortgages & Loans. We Are Not A Lender.

First Choice Finance is a trading style of First Choice Funding Limited of 54, Wybersley Road, High Lane, Stockport, SK6 8HB. Copyright protected.