Reverse Mortgage

Reverse mortgage

Get qualified help and adverse from First Choice Finance. Reverse Mortgage Free Quotes

Your privacy is important to us. By sending this you agree that only First Choice Finance may use these details to contact you. Any data we hold for you will be handled in accordance with our PRIVACY NOTICE.
Highest Loan To Value Purchase Mortgages And Remortgages - Low Rate Loans From £5,000 To £150,000 - Release Your Equity With An Equity Release Plan
First Choice Finance offers qualified advice on reverse mortgage products and schemes. As an equity release mortgage specialist we are not tied to any particular lenders they can source the most suitable product for your personal circumstances from our equity release panel.

We are confident that when you`ve received your reverse mortgage quote and you are ready to go ahead with your chosen equity release scheme we`ll be able to impress you further with our fantastic range of other services and products. Our customers are usually delighted with our unique "fairest deal" approach which serves YOUR best interest first in the busy equity release market.

Our equity release specialists are waiting right now to call you to discuss your requirements and answer your questions. Get your personalised reverse mortgage quote right now by to filling out our simple form - it will only take a minute and could change your life!

How much wealth do you hold in your home?
If you`re a homeowner aged 55 + then a tailored equity release plan could safely unlock the cash in your home and give you the INCOME, LIFESTYLE, and RETIREMENT you deserve.

Receive a tax free lump sum to spend as you wish (home improvements, holidays, debts etc)

You can stay in your home for as long as you like (the remainder of your life)

With Equity Release you could:
  • Maintain lifestyle in retirement
  • Pay-off debts or mortgage
  • Bridge the income gap created by failing pensions
  • Help your loved ones financially
  • Make home improvements
  • Change your life today

What is Equity Release?

Equity Release is a way of converting some of the value that is tied up in your home, into money you can use now for whatever your requirement may be. This means you can benefit from the value of your home without having to move to a cheaper area or moving out of the place you call home.

Equity Release schemes allow you to release tax-free cash from your home.

First Choice Finance offers schemes that:

Are regulated by the FCA
Safely utilise equity from your home
Allow you to spend the cash as you wish
Have No monthly repayments
Allow you to stay in your home for life

Why use Equity Release?
Money isn`t everything, but being forced to compromise with a reduced lifestyle can be a difficult and upsetting experience. Having to watch your money can not only stop you pursuing opportunities that life has to offer, but may also mean missing out on socialising and not keeping in touch with friends and family! There are many reasons why people choose to use Equity Release. There are almost no restrictions on what you can use the money for. Here are the most common uses our clients have spent their money on:

  • Home improvements
  • A special holiday of a lifetime
  • Private medical care
  • Helping family members
  • The security of an emergency fund
  • Repaying an existing mortgage
  • Generating additional income
  • Improving lifestyle
What are the Advantages of Equity Release?

It can provide a lump-sum of tax-free cash or a steady income (annuity), which can be index-linked, for the rest of your life.

The No Negative Equity Guarantee (NNEG) protects the borrower in the event of a downturn in the housing market.

If interest rates fall, borrowers are free to refinance their mortgages at a lower cost with other providers.

Mortgages & Remortgages
8.4% APRC.
Representative Example: Borrow £120,000 over 25 years at 5.99%, £778.86 pcm fixed for 3 years at 60% LTV. Then at 8.75%, £974.86 pcm, variable for 22 years. Total payable £286,416. Total cost of credit £166,416 (including: £985 broker fee, £999 lender fee & £164,432 interest)

Late repayment can cause you serious money problems. For help, go to

Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home. We Advice Upon & Arrange Mortgages & Loans. We Are Not A Lender.

First Choice Finance is a trading style of First Choice Funding Limited of 54, Wybersley Road, High Lane, Stockport, SK6 8HB. Copyright protected.