Mortgage Calculator

Mortgage Calculator

Calculate What Your Payments Could Be For Many Mortgages.
Choice Of Free To Use Calculators To Help.
Capital Repayment & Interest Calculators To See Repayments.
Free Quotes, UK Coverage & No Obligation To Proceed.

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Highest Loan To Value Purchase Mortgages And Remortgages - Low Rate Loans From £5,000 To £150,000 - Release Your Equity With An Equity Release Plan
Getting a mortgage is one of the most important decisions you will make in your financial life, here at First Choice Finance we have already arranged over £1 Billion in mortgage loans for our customers in vast range of scenarios. To help from the outset we give you access to a selection of mortgage tools and calculators so you can try different scenarios and mortgage amounts to plan your monthly budget. You can find out your actual repayments simply with a free confidential quote by calling our UK mortgage team on 0800 298 3000 or 0333 003 1505 or please fill in the short on line enquiry form and we will get working on it for you straight away
Your mortgage is one of your largest financial commitments and it is important that you thoroughly calculate all your options. First step for many is to get a feel for how much your monthly repayments would be depending on how much you borrow and what interest rate you are offered. Please feel free to use a First Choice Finance mortgage calculator to try out different rates and terms to find your preferred mortgage payments, then get the exact figures by chatting to one of our friendly experienced mortgage advisers.
For more information and no obligation mortgage advice enquire online to First Choice Finance and we will work through our extensive panel of lenders to find you the best plan suited to your needs. All mortgage illustrations are provided for free and your mortgage adviser will work with you to get the mortgage or remortgage you require. To speak to our in house advisers directly call confidentially on 0800 298 3000.

Loan Repayment Calculator
Repayment Calculator
Use our repayment calculator to work out your borrowing & repayments.
Debt Consolidation  Calculator
Debt Calculator
Debt consolidation calculator to find out whether you can improve cashflow by consolidating your loans & credit cards
Loan To Value
Mortgage - Loan To Value
This free online loan to value calculator will calculate your LTV and LTV Ratios.

Mortgage Example: £150,000

If you borrow £150,000 on a mortgage or remortgage over 25 years at a rate of 5.4% on a standard variable repayment mortgage your monthly repayments will initially be £922.79 pcm. Rates reflect your equity levels and credit profile. We arrange mortgages and remortgages for customers from all walks of life, whether employed or self employed, first time buyer or seasoned home mover we will always try to help. It is important to note most mortgage interest rate increase after an initial period also if you take out an interest only mortgage the total amount of the mortgage will be needed to be repaid at the end of the mortgage term. When you enquire for a mortgage with First Choice Finance you will get a detailed mortgage illustration from an experienced mortgage adviser who will be able to look at different scenario`s and answer any question you may have.

Consolidating debt with a mortgage

If you have existing debts, including loans, credit cards, payday loans, car finance or any other debts, you may consider consolidating your debts into a new mortgage, here at First Choice Finance we are experienced at helping people consolidate there debts, by adding your existing debts into a mortgage you could greatly simplify your monthly finances and by extending the term of your finance could reduce your monthly outgoings and make it more manageable, it is important to note that by extending the length of time you arrange finance over it may well result in you paying back more over the term. For more information please enquire online and you will receive qualified mortgage advice who will search for the best mortgage plan

Mortgage Loan Calculator

Video transcript

Before buying a home and being locked into a mortgage for numerous years, you need to know how much you can afford to pay, which is why the First Choice Finance mortgage loan calculator can prove to be invaluable.

It`s simple to use – all you need to do is put in the mortgage or loan you will require, how long you anticipate paying it off for and the interest rate of any deals that you`ve seen or would like to aim for and it will calculate how much you`d be paying back each month, whether you`re making capital repayment or interest only.

You can toggle about the figures to your heart`s content in order to reach a payment figure that you`ll be happy with, although bear in mind that the mortgage loan calculator is just for illustrative purposes – for a personalised quote, you`ll need to contact our finance experts.

Of course, you don`t just have to use the mortgage loan calculator for house purchase – you can use it if you`re looking to switch to another deal through remortgaging or if you want to release funds by taking out a second mortgage or a homeowner loan.

With this extra cash, you`ll be able to treat yourself to a once-in-a-lifetime purchase, like a round-the-world cruise to celebrate your wedding anniversary, a big family car, or a major expansion to your home. Otherwise you can use the money for debt consolidation and take control of your finances and your cashflow.

Find out more about the mortgage loan calculator or get a personalised quote by filling in the online enquiry form at You can also contact our finance experts from a landline on 0800 298 3000 or from a mobile on 0333 003 1505.

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Late repayment can cause you serious money problems. For help, go to

Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home. We Advice Upon & Arrange Mortgages & Loans. We Are Not A Lender.

First Choice Finance is a trading style of First Choice Funding Limited of 54, Wybersley Road, High Lane, Stockport, SK6 8HB. Copyright protected.