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Remortgage Plans For Outright Home Owners.
Competitive Rates & Obtain £5,000 - £500,000.
Home Improvements, Major Purchase & Debt Consolidation.
Fast Turnaround & Confidential Free Remortgage Quotes.
It is a great achievement for anyone to have fully paid off their homes mortgage and own their house or apartment outright. If you find yourself in this position you have done well and now can choose from a wide number of borrowing options - a common one is remortgaging your house to obtain funds, which can be used for virtually any purpose.
The value in your property could be utilised at any time with either a home owner remortgage plan or one of our other competitive home owner lending solutions, thereby giving you many straightforward routes to obtaining the funds at a low rate..
Remortgages for outright home owners are usually at notably lower rates than standard remortgages, personal loans, credit cards or store cards. So it may be an option to consolidate your credit - if your cash flow is under pressure. However many of our clients are simply looking for a cheaper way to access money to: improve their home, make a major purchase, top up their leisure spending or enhance their life style. All quotes are free, confidential and without obligation - the money advanced can be paid directly to you and used for any purpose.
To find out how much you could borrow and your repayments please call our UK based home owner remortgage & loan team for free on 0800 298 3000 or 0333 003 1505 (mobile friendly). Alternatively use our short, no credit check >> fast on line enquiry form << and we will get back to you at your convenience. Join tens of thousands of successful clients and use our 30 years of experience to achieve your goals.
In financial jargon clients who own their property outright are often known as deeds cases. There are some excellent deeds case remortgage plans available and as some customers in this arena are a little older some plans can have loan terms that go to age 75 (or beyond). That being said the minimum age is usually only 18 - so even if you have inherited a property or managed to own your house outright at a younger age, the option to borrow on it is very much still there. The money borrowed by remortgaging your house or another properties equity can be used for almost any purpose. For our more senior clients who own their home outright and are seeking to not make repayments during their lifetime we offer advice of equity release products. These can enable you to tap into the equity you have built up, without having to down size or make any monthly repayments. Whether it is a loan, remortgage or equity release that best achieves your goals, some of the more common reasons to borrow money are listed below.
Very popular uses are:
If you own your house outright and are looking to enter the buy to let property arena, then remortgaging your home may offer a better rate than purchasing the buy to let house with a BTL mortgage. A drawback to using your house is the mortgage is secured on your home - which is at risk if you do not keep up repayments on your mortgage.
First Choice Finance is a long established mortgage business for people looking for a smooth, convenient way to get low cost remortgage rates and terms for their needs. Couple this with our commitment to customer service and you can understand why we have earnt the reputation in the mortgage industry as a highly competitive national mortgage intermediary.
Here at First Choice Finance we arrange some fantastic mortgage plans with lenders with names you will easily recognise as well as some mortgage lenders who are not available on the high street. This help us to give you access to lenders offering top rates for your circumstances, perhaps even when you have been refused or declined a remortgage or loan elsewhere.
At First Choice Finance our lenders offer the consumer a variety of products via our advice, which include first mortgages, fixed and variable mortgages, homeowner loans, secured loans (second mortgages) personal loans and guarantor loans.
We are committed to helping people realise their dream of using their equity as they wish through remortgaging or obtaining home ownership through a purchase mortgage and we hope this is reflected in our business model in the wide variety of deals our lenders offer.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. |
Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home. We Advice Upon & Arrange Mortgages & Loans. We Are Not A Lender.
First Choice Finance is a trading style of First Choice Funding Limited of The Old Courtyard, 103 Buxton Road, High Lane, Stockport, Cheshire. SK6 8DX. Copyright protected 2014-2018.
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